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Buy now, pay later - up to 24 months interest-free.

Get approved in seconds with no deposit required.

No Deposit

Up to 24 months interest-free

Low Monthly Payment

Up to $10,000 credit shop anytime

Quick & Simple

Checkout today with nothing to pay

How to shop with zipMoney

Simple & convenient.

Simple Application

3 minutes to complete application.

2Get Pre-approved

See below for more information.

Enjoy Your...

Online Shopping Account.

Apply here or Checkout with zipMoney

Fees and Charges

Safety and Security

No establishment fee

Enjoy buyer protection on all purchases made using zipMoney


No credit card numbers. No worries!

No deposit required on any purchases made

We employ the same encryption as the big banks

Minimum monthly payments of 3% or $40 apply

We have partnered with global leaders in fraud prevention who count PayPal and eBay as clients

A small admin fee of $4.95/mth, payable only if balance is owing.

You must be an Australian resident,
18 years or over and have a job to apply.

Important notice:

Available to approved applicants only. Minimum monthly payments of 3% or $40 apply, check your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest-free period. Any balance outstanding at the expiry of the interest-free period will be charged interest at the standard annual percentage rate, currently 23.90%. A monthly account service fee of $4.95 is applicable while there is a balance outstanding. Lending criteria, terms, conditions, fees and charges apply and are available on application. Credit is provided by zipMoney Payments Pty Ltd (ABN 58 164 440 993), Australian Credit Licence number 441878. Visit to learn from about zipMoney.